GTE Federal Credit Union:

GTE Federal Credit Union was chartered in 1935 and its charter number is 196. GTE Federal Credit Union's address registered with the NCUA is P.O. BOX 172599, TAMPA, FL 33672. As of 10/24/06, GTE Federal CU reported $2,138,036,370 in assets. The credit union currenly has 213,412 members. It's Manager/CEO is Anita Cooper. The credit unions website is www.GTEfcu.org

GTE Federal Credit Union is a member of the Florida Credit Union League.

Mortgage Overview

When it comes to first mortgages GTE federal credit union will refinance up to 95% of the homes value and for new purchase up to 103% of the homes value or sales price (whichever is lower). They only do adjustable rate mortgages in Florida. Home Equity Loans are available in Maine and Florida. GTE does offer Mobile Home with land loans with certain restrictions.

Mortgage Options

GTE Federal Credit Union offers competitive Fixed Rate First Mortgages features a monthly payment (12 per year) for the life of the loan; 10 to 40-year terms are available. GTE FCU offers a fixed rate mortgage loan which is a good choice if you want the security of knowing your rate and monthly payment will remain the same for the life of your loan. Adjustable Rate loans are attractive because of their initial lower interest rate and payment. Variable 30-year terms are available, and include an option to convert to a fixed rate. Reverse Mortgages are for homeowners age 62 and up, a reverse mortgage provides funds from the equity in their homes. If you're looking to make home improvements, finance educational expenses, consolidate debt, or even refinance your first mortgage, a GTE home equity line or loan may be your smartest option.

GTE Federal Credit Union Financial Evaluation

In the year of 2005, GTE Federal Credit Union grew there assets
by 11.1% and their membership dropped by a negative 8.2%.
The credit union membership lost a total of 19,024 members.
Assets went up by an impressive amount of $239,726,000.
The total loan amounts lent went from $1,705,999,000 in 2004 to $1,909,237,000 in 2005.
Their net worth ratio went down slightly (0.31) to 7.60.
GTE FCU added 7 new employees.

As of December 31, 2006 Total Assets: $2,109,111,548.00 Total Loans: $1,874,605,025.00 Net Worth Ratio: 8.27 % Share Growth: 6.6 % Loan Growth: -1.81 Loans/Assets Ratio: 88.88 Loans/Assets Ratio: 4.14 Numbers of Members: 209,383 Number of Full-time Employees: 590.5
As of December 31, 2005 Total Assets: $2,153,450,671.00 Total Loans: $1,909,236,512.00 Net Worth Ratio: 7.6 % Share Growth: 1.5 % Loan Growth: 11.91 Loans/Assets Ratio: 88.65 Loans/Assets Ratio: 4.01 Numbers of Members: 214,299 Number of Full-time Employees: 585
As of December 31, 2004 Total Assets: $1,913,725,445.00 Total Loans: $1,705,999,145.00 Net Worth Ratio: 7.9 % Share Growth: 13.05 % Loan Growth: 28.06 Loans/Assets Ratio: 89.14 Loans/Assets Ratio: 4.35 Numbers of Members: 233,323 Number of Full-time Employees: 577.5

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Credit Union News:

The dress down to raise some money
The Reporter - Feb 6, 2008
Borrowing an approach to "casual Fridays," Financial Resources Federal Credit Union established "Jeans Day Friday" in 2005 whereby on the last Friday of every month the credit union's employees are permitted to wear jeans by contributing at least $5 to a fund maintained by Financial Resources FCU Foundation for the benefit of an organization.

Full Story: http://www.nj.com/business/reporter/index.ssf?/base/business-0/120231752688370.xml&coll=13

Fort Mill man convicted in pipe-bomb scheme
The State - Feb 2, 2008
An 18-year-old Fort Mill man has been convicted for his role in a scheme to plant pipe bombs at a Charlotte school to provide a diversion while a group of men robbed Founders Credit Union. Steven Michael Eddington was convicted Thursday of conspiracy to rob a bank, possession of explosive devices and other charges, Assistant U.S. Attorney Kevin McDonald said. Eddington’s father, Timothy Wayne ...

Full Story: http://www.thestate.com/local/story/305620.html

The Gift of Life
Westerly Sun - Feb 8, 2008
Give blood at an upcoming blood drive and help The Rhode Island Blood Center meet its daily demand.

Full Story: http://www.thewesterlysun.com/articles/2008/02/09/front_porch_news/doc470108f5a6e74625295911.txt

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