Direct Federal Credit Union

Direct Federal Credit Union was chartered in 1953 and its charter number is 9071. Direct Federal Credit Union's address registered with the NCUA is 50 CABOT STREET, P.O. BOX 9123, NEEDHAM, MA 02494. As of 10/20/06, Direct FCU reported $750,231,360 in assets. The credit union currently has 45,251 members. It's Manager/CEO is David C. Breslin. The credit unions website is www.direct.com

Direct Federal Credit Union is a member of the Massachusetts Credit Union League.

 
Mortgage Options

Direct Federal Credit Union offers competitive Fixed Rate First Mortgages with 15, 20, 30, and 40-year terms. Direct FCU offers a fixed rate mortgage loan which is a good choice if you want the security of knowing your rate and monthly payment will remain the same for the life of your loan. Adjustable Rate loans offer a very low rate that stays fixed for one, three, five, or seven years, then converts to an adjustable rate. DFCU also offers Fixed Rate Home Equity Loans that allow you to borrow up to 80% of the equity in your home and pay as low as Prime minus 1.00% for life! Their Home Equity Line of Credit allows you to borrow from $20,000 to $300,000 to be used as needed. Jumbo Fixed Rate Mortgages are available up to $1,000,000 and carry slightly higher interest rates.

Direct Federal Credit Union Financial Evaluation
2006
Total Assets: $745,734,449.00
Total Loans: $654,327,290.00
Net Worth Ratio: 10.07
% Share Growth: 13.76
% Loan Growth: 9.12
Loans/Assets Ratio: 87.74
Loans/Assets Ratio: 10.25
Numbers of Members: 45,870
Number of Full-time Employees: 1.5 		 
2005
Total Assets: $657,234,915.00
Total Loans: $599,613,749.00
Net Worth Ratio: 10.25
% Share Growth: 23.19
% Loan Growth: 24.61
Loans/Assets Ratio: 91.23
Loans/Assets Ratio: 6.72
Numbers of Members: 43,314
Number of Full-time Employees: 2 		 
2004
Total Assets: $540,275,212.00
Total Loans: $481,159,146.00
Net Worth Ratio: 11.38
% Share Growth: 8.5
% Loan Growth: 5.83
Loans/Assets Ratio: 89.05
Loans/Assets Ratio: 8.26
Numbers of Members: 41,022
Number of Full-time Employees: 2 		 
 
 
Type of Loan  
Property Location  
Property Type
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Mortgage Options
Banking Services
 
 
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  • Cochise Credit Union meets the financial needs of people if you live or work in Wilcox, Pearce, Cochise, Bowie, or San Simon. Also employees of Sulphur Springs Valley Electrical Cooperative, Arizona Electric Power Company, and Valley Telecom Group.
  • Valley Catholic FCU membership is open to members of St. Bernard's Parish in Tariffville, St. Catherine of Siena's Parish in West Simsbury, St. Mary's Parish in Simsbury, St. Therese's Parish in Granby, and The Knights of Columbus.
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