Bay Federal Credit Union
Bay Federal Credit Union was chartered in 1957 and its charter number is 12067.
Bay Federal Credit Union's address registered with the NCUA
is 3333 CLARES STREET CAPITOLA, CA 95010.
As of 07/24/06, Bay FCU reported $523,291,717 in assets.
The credit union currently has 55,042 members. It's Manager/CEO is Carrie L. Birkhofer.
The credit unions website is www.bayfed.com
Bay Federal Credit Union is a member of the California Credit Union League.
Mortgage Options

Bay Credit Union Financial Evaluation
2006
Total Assets: $537,099,492
Total Loans: $489,307,032
Net Worth Ratio: 8.76
% Share Growth: 2.37
% Loan Growth: 5.7
Loans/Assets Ratio: 91.1
Investment/Assets Ratio: 3.17
Number of Members: 54,819
Number of Full-time Employees: 196
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In the year of 2006, Bay Credit Union assets increased by 0.05% and its membership increased by 0.01%. Bay CU's membership increased by a total of 816 members. Assets increased by the amount of $27,549,455. The total loan amounts went from $462,887,528 in 2005 to $489,307,032 in 2006. Their net worth ratio increased to 8.76. Bay CU increased their job opportunities to 196 by adding 16 employees.
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2005
Total Assets: $509,550,037
Total Loans: $462,887,528
Net Worth Ratio: 8.44
% Share Growth: 12.48
% Loan Growth: 13.2
Loans/Assets Ratio: 90.84
Investment/Assets Ratio: 3.93
Number of Members: 54,003
Number of Full-time Employees: 180
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In the year of 2005, Bay Credit Union assets increased by 0.14% and its membership increased by 0.04%. Bay CU's membership increased by a total of 2,005 members. Assets increased by the amount of $73,022,857. The total loan amounts went from $408,879,575 in 2004 to $462,887,528 in 2005. Their net worth ratio decreased slightly to 8.44. Bay CU increased their job opportunities to 180 by adding 17 employees.
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2004
Total Assets: $436,527,180
Total Loans: $408,879,575
Net Worth Ratio: 8.58
% Share Growth: 16.52
% Loan Growth: 21.06
Loans/Assets Ratio: 93.66
Investment/Assets Ratio: 2.66
Number of Members: 51,998
Number of Full-time Employees: 163
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