Bay Cities Credit Union
Bay Cities Credit Union was chartered in 1997 and its charter number is 68316.
Bay Cities Credit Union's address registered with the NCUA
is PO BOX 30 HAYWARD, CA 94543.
As of 07/24/06, Bay Cities CU reported $69,720,379 in assets.
The credit union currently has 18,695 members. It's Manager/CEO is Georgette Munoz.
The credit unions website is BAYCITIES.ORG
Bay Cities Credit Union is a member of the California Credit Union League.
Mortgage Options
Bay Cities Credit Union Financial Evaluation
2006
Total Assets: $65,055,215
Total Loans: $43,651,848
Net Worth Ratio: 9.37
% Share Growth: -9.18
% Loan Growth: 3.06
Loans/Assets Ratio: 67.09
Investment/Assets Ratio: 28.04
Number of Members: 18,329
Number of Full-time Employees: 26
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In the year of 2006, Bay Cities Credit Union assets decreased by 0.08% and its membership decreased by 0.01%. Bay Cities CU's membership decreased by a total of 207 members. Assets decreased by the amount of $5,781,984. The total loan amounts went from $42,352,892 in 2005 to $43,651,848 in 2006. Their net worth ratio increased to 9.37. Bay Cities CU decreased their job opportunities to 26 by reducing 6 employees.
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2005
Total Assets: $70,837,199
Total Loans: $42,352,892
Net Worth Ratio: 8.42
% Share Growth: -0.11
% Loan Growth: 12.17
Loans/Assets Ratio: 59.78
Investment/Assets Ratio: 35.25
Number of Members: 18,536
Number of Full-time Employees: 32
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In the year of 2005, Bay Cities Credit Union assets increased by 0.00% and its membership decreased by 0.01%. Bay Cities CU's membership decreased by a total of 227 members. Assets increased by the amount of $258,170. The total loan amounts went from $37,755,522 in 2004 to $42,352,892 in 2005. Their net worth ratio increased slightly to 8.42. Bay Cities CU maintained their job opportunities at 32.
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2004
Total Assets: $70,579,029
Total Loans: $37,755,522
Net Worth Ratio: 8.17
% Share Growth: 4.14
% Loan Growth: -0.35
Loans/Assets Ratio: 53.49
Investment/Assets Ratio: 42.22
Number of Members: 18,763
Number of Full-time Employees: 32
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